了解你的贷款还款选择

Federal student loan forgiveness, cancellation, or discharge allows some or all of your federal student loan debt to be forgiven depending upon your employment circumstances. 其他类型的贷款减免见下文.

• U.S. 卫生与公众服务部, 卫生专业局, 护理教育贷款偿还计划
  Available to students with associate, baccalaureate, or graduate degrees in Nursing.
• AAMC state and other loan repayment and forgiveness programs are available to students in the College of 整骨疗法的医学, 以及社会工作硕士的学生, 医师助理 以及牙齿卫生课程
• 的 印第安人保健服务贷款偿还方案 is available to College of 整骨疗法的医学 students, 和护理专业的学生, 社会工作硕士, 医师助理, 理学硕士护士麻醉, 物理治疗, 以及牙齿卫生课程

Knowing what to expect when your grace period ends (typically six months after graduation or withdrawal) is critical to ensure you're prepared to successfully manage repayment of your student loans. Below are some tools that will help you determine your monthly payments and guide you toward creating a budget.

联邦贷款偿还估算器

的 联邦贷款偿还估算器 imports data on federal student loans from National Student Loan Data System and accurately estimates payment based on a variety of loan repayment options.

金融援助贷款计算器

的 金融援助贷款计算器 is a general loan repayment calculator for all types (federal and private) of educational loans.

联邦学生援助预算指南

的 联邦学生援助预算指南 has information on how to create a budget and what to include. This website also includes examples of various types of expenses and links to resources to help you learn what’s typically included in the cost of attending college, 不同学院之间的比较, 降低成本.

缅因州税收抵免

的 缅因州税收抵免 program provides an income tax credit for Maine resident taxpayers who are qualifying graduates (and employers of qualifying graduates) and who make eligible education loan payments on loans obtained to earn:

• An associate or bachelor’s degree from an accredited Maine college or university after 2007 and before 2016 or
• An associate or bachelor's degree from an accredited Maine or non-Maine college or university after 2015 or
• A graduate degree from an accredited Maine college or university after 2015

Eligible graduates must live, work, and pay taxes in Maine.

的 credit is limited to tax except for tax years beginning on or after January 1, 2013, the credit allowed to a program participant is refundable if the program participant obtains an associate degree or a bachelor’s degree in science, 技术, 工程或数学(STEM). Unused portions of the nonrefundable credit may be carried forward for up to 10 years.

有一些限制. 

欲知详情，请浏览 缅因州国税局 or 在缅因州生活和工作. 

Alfond Leaders Student Debt Reduction Program

的 Alfond Leaders Student Debt Reduction Program provides student loan repayment assistance to people who live and work in Maine in a STEM designated occupation at a Maine-based employer.

缅因州牙科教育贷款偿还计划

的 缅因州牙科教育贷款偿还计划 provides loan repayment assistance to dentists practicing in underserved areas in Maine.

Maine 健康 Care Provider Loan Repayment Pilot Program

的 Maine 健康 Care Provider Loan Repayment Pilot Program provides one-time funds to support rebuilding Maine’s health care industry workforce. 的 program attracts and retains health care professionals in Maine by repaying outstanding student loans of selected participants who commit to living and working in Maine for at least three years.

护理教育贷款偿还计划

的 护理教育贷款偿还计划 provides student loan repayment assistance to registered nurses working in Maine as nurse educators or relocating to work in Maine in a position as a nurse educator, 在一个护理教育项目.

For more information about the Alfond Leaders Student Debt Reduction Program, the 缅因州牙科教育贷款偿还计划, the Maine 健康 Care Provider Loan Repayment Pilot Program, 护理教育贷款偿还计划 visit the FAME website